Welcome to Mortgage Lending Solutions

We opened our doors in the Summer of 2000 and have been assisting with navigating the buying and refinancing process ever since!

We work with many national wholesale lenders, and therefore provide a wide variety of product options including conventional, government (VA/FHA/USDA), and non-conventional/non-conforming mortgages all under our umbrella.

If you are interested in receiving the best possible service, education, and products, you are good hands!  We are here to help save you time, frustration and money as we do the rate and product shopping for you, and we help you from application all the way to closing!

Make your next move with us.


Whether you are a first time home buyer or purchasing your dream home, The Mortgage Lending Solutions Team will help you find the right solutions to fit within your financial goals as well as meet your needs.


Give us a call or simply fill out any of the forms on our website and one of our experienced team members will be in touch right away!


We can help you lower your interest rate, lower your monthly payment, or take cash out. The Mortgage Lending Solutions team is here to help you with all of your mortgage refinancing needs.


Simply fill out any of the forms on our website or give us a call so we can show you the best refinancing options for your unique scenario.


We help homeowners determine the right time to purchase or to refinance. If you are looking to build a new home, we can help you look at different options available to you.


Call us or fill out the brief contact form to connect with one of our experienced team members today!

If you have mortgage related questions, we have the answers. Mortgage Lending Solutions will help you take the first step towards achieving your financial goals when purchasing or refinancing.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.
Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

Non-Conforming Loan

A non-conforming loan is an ‘outside-the-box’ type of loan, used primarily for business owners and/or self-employed buyers who often times have difficulty acquiring lending.

The Mortgage Lending Solutions Team

Start your home loan process here!

The Mortgage Lending Solutions team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Carolyn Frey

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Florida Offices

Islamorada, FL, 33036
St. Petersburg, FL, 33708


Ohio Office

Columbus, OH, 43082
Lewis Center, OH, 43035


Pennsylvania Office

Monaca, PA 15061



Company NMLS #138740
We lend statewide in Ohio, Florida, and Pennsylvania
Ohio# MB.802202, Florida# MBR794, Pennsylvania Dept. of Banking License#21259
Consumer access to the National Mortgage Licensing Service to check our credentials.

Femal owned Business Badge

Equal Housing Lender