VA Loans

VA Loans

VA Loan:
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.Here’s how it works:

  • 100% financing without private mortgage insurance or 20% second mortgage.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.

We partner with several different qualified lenders.

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Florida Offices

Cudjoe Key, FL 33042
St. Petersburg, FL 33708
New Smyrna Beach, FL 32168

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Ohio Office

Columbus, OH 43082

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Pennsylvania Office

Monaca, PA 15061

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Licensing

Company NMLS #138740
We lend statewide in Ohio, Florida, and Pennsylvania
Ohio# MB.802202, Florida# MBR794, Pennsylvania Dept. of Banking License#21259
For consumer access to the National Mortgage Licensing Service to check our credentials, please click here

Equal Housing Lender

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